"SKIPPER'S CHOICE" - Virtual Waterfront Home on the Upper Chesapeake Bay/Elk River! Enjoy breathtaking sunsets! Experience expansive water views from nearly every room in this exceptional 4 bedroom, 4 1/2 bath contemporary home situated on the banks of the Elk River. Designed for comfort and style, the open floor plan is filled with natural light and features a striking floor-to-ceiling stone gas fireplace in the great room - perfect for cozy gatherings. The main level offers a spacious master suite with its own fireplace, a sliding door to the back deck, and serene water views. The kitchen is outfitted with granite countertops and flows into the dining area and sunroom, both with easy access to the deck. Upstairs, a loft overlooks the water and separates two generously sized bedrooms, each with its own full bath - ideal for guests or family privacy. The finished lower level is an entertainer's dream, complete with a full kitchen, media/theater room, and two additional bedrooms with walk - out access to the covered patio. Additional features include a two - car garage with an upper storage area, plus a separate rear garage for water toys and equipment. A deeded boat slip with lift at the community beach is included - perfect for enjoying all the river has to offer.